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4 POLICY NEWS
FSB publishes its own manifesto; spotlight on
small businesses in Wales; Prince's Trust winners
announced; call for better ‘cold weather' plans
10 YOUR LETTERS
Internet business sales scam; tax break for holiday
lets; prompt payment call for members
12 CONSERVATIVE VALUES?
Shadow Chancellor George Osborne explains how
the Tories propose to help small businesses
17 CHASING PAYMENTS
Results of the FSB survey show late payment
problems for SMEs, but a bright outlook for 2010
18 GROWING CONCERNS
How a rise in National Insurance contributions
is set to put the wind up SMEs
20 CAST YOUR VOTES
With the General Election looming, we look at
what some of the political parties can offer SMEs
24 STRIKE WHILST THE MARKET IS HOT
Why buying your own business premises now
could be a savvy move
26 CONFERENCE CALL
We take a look at some of the hot topics at this
year's FSB Conference in Aberdeen
29 LETTERS FROM BRUSSELS
Dr Edmund Stoiber looks at how red tape
can be cut for European businesses
30 YOUR QUESTIONS ANSWERED
Employment and commercial law questions
answered by the FSB legal advice team
32 DOING THE BUSINESS
One FSB member sets to clean up with his
device that keeps wheelie bins locked and
secure
34 ON A ROLE
Four nominated candidates for FSB Honorary
National Officer positions are put under
the spotlight
36 ANIMAL MAGIC
How a pet shop in Middlesbrough went
from strength to strength last year
38 FSB SUCCESS STORY
Saving FSB members from unpaid debts
40 MUDDY WATERS
How the FSB stepped in to help businesses
affected by flooding in Cumbria and Scotland
42 BOOK AND WEBSITE REVIEWS
Rounding up the latest useful reading material
for small businesses
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